WHERE: Darke, Greene, Montgomery, Preble counties

WHAT: Single-family dwellings only

WHO: Homeowners living at or below 200% of the Federal Poverty Level

Click here for eligibility information.

Priority is given to emergency conditions presenting an imminent danger to the health and safety of the occupants, including:

  • Lack of running water
  • Lack of heating or cooling
  • Exposed or hazardous electrical wiring
  • Defective sewage system
  • Defective or failing structural systems such as roofs or ceilings

Other qualifying repairs to correct substandard, unsanitary or deteriorated conditions include:

  • HVAC installation
  • Accessibility improvements for people with disabilities
  • Electrical or plumbing updates for code compliance
  • Repairs to or replacement of septic systems
  • Insulation or other energy efficient measures
  • Flooring, ceiling and wall repair

This program does not fund cosmetic work such as painting, landscaping or room additions.

Requirements for Homeowners

The applicant must be the owner of the property using the home as a primary permanent residence. They must be able to prove home ownership and active homeowners’ insurance.

Additional requirements:

  • Current on property taxes or on a payment plan
  • The property must have been occupied by the owner for at least one year
  • Household income at or below 200 percent of the Federal Poverty Level (click here for updated guidelines)
  • Participants will be required to attend a counseling session.

Additional programs are offered for accessibility modifications or disaster relief.

Our staff will help you find the program that is the best fit for you.